Privacy & TC

Revision Date: 7/10/2022

Introduction

Thank you for visiting Exedir.com Throughout the site, the terms “we”, “us” and “our” refer to Exedir.com (the "Site" and the Exedir Ltd “Company”). This website is offered to you conditioned upon your acceptance of all terms, conditions, policies, and notices stated herein.

The Site respects the privacy of its online visitors and customers of its products and services (including, but not limited to the site) and complies with applicable laws for the protection of your privacy, including, without limitation, the European Union General Data Protection Regulation ("GDPR") and the Swiss and EU Privacy Shield Frameworks.

If there are any questions regarding this Site, Privacy Policy, Terms & Conditions, you may contact us at support at exedir.com

PRIVACY POLICY

1. Definitions

Wherever we talk about Personal Data below ("Personal Data"), we mean any information that can either itself identify you as an individual ("Personally-Identifying Information") or that can be connected to you indirectly by linking it to Personally-Identifying Information, for example:

(i) your account registration information on our website and in our App;

(ii) when you request any support from us or report any problem to us;

(iii) information provided from using certain services or features;

(iv) information from completion of survey or questionnaire;

(v) technical information, including the Internet protocol (IP) address used

(vi) and your log-in information, browser, time zone setting, browser plug-in types and versions, operating system and platform;

(vii) details of any transactions, purchases, and payments you made;

(viii) your general interaction with the website, including the full Uniform Resource Locators (URLs), clickstream to, through, and from our site, products you viewed or searched for, page response times, download errors, length of visits to certain pages, page interaction information;

(ix) information received from third parties, such as business partners, sub-contractors, payment and delivery services, referrals by other users.

The Company also processes anonymous data, aggregated or not, to analyze and produce statistics related to the habits, usage patterns, and demographics of customers as a group or as individuals. Such anonymous data does not allow the identification of the customers to which it relates. the Company may share anonymous data, aggregated or not, with third parties. Please be aware that the Company may choose to permit third parties to offer subscription and/or registration-based services through the Company's site. The Company shall not be responsible for any actions or policies of such third parties and you should check the applicable privacy policy of such party when providing personally identifiable information.

By using the Company's website, you signify your assent to the Company's privacy policy. If you do not agree to this policy, please do not use the Company's website(s).

2. Why the Company Collects and Processes Data

The Company collects and processes Personal Data for the following reasons:

(a) performing our agreement with you to provide content and services, including providing, improving, and developing our services;

(b) researching, designing, and launching new features or products;

(c) providing you with alerts, updates, materials, or information about our services or other types of information that you requested or signed up to;

(d) collecting overdue amounts;

(e) responding or taking part in legal proceedings, including seeking professional advice, or for the purposes of the legitimate and legal interests of the Company or a third party (e.g. the interests of our other customers);

(f) compliance with legal obligations that we are subject to;

(g) communicating with you and responding to your questions or requests;

(h) direct marketing - we require your consent specifically for this purpose and you may opt out any time;

(i) purposes directly related or incidental to the above; or

(j) where you have given consent to it.

These reasons for collecting and processing Personal Data determine and limit what Personal Data we collect and how we use it (section 3. below), how long we store it (section 4. below), who has access to it (section 5. below) and what rights and other control mechanisms are available to you as a user (section 6. below).

3. What Data We Collect and Process

3.1 Basic Account Data

When setting up an Account, the Company will collect your email address and country of residence. You are also required to choose a user name and a password. The provision of this information is necessary to register a User Account. You are responsible for keeping this password confidential. We ask you not to share a password with anyone.

During setup of your account, the account is automatically assigned a number (the "ID") that is later used to reference your user account without directly exposing Personally-Identifying Information about you.

3.2 Transaction and Payment Data

In order to make a transaction online, you may need to provide payment data to the Company to enable the transaction. If you pay by credit card, you need to provide typical credit card information (name, address, credit card number, expiration date, and security code) to the Company, which the Company will process and transmit to the payment service provider of your choice to enable the transaction and perform anti-fraud checks. Likewise, the Company will receive data from your payment service provider for the same reasons.

We use Stripe for payment, analytics, and other business services. Stripe collects identifying information about the devices that connect to its services. Stripe uses this information to operate and improve the services it provides to us, including for fraud detection. You can learn more about Stripe and read its privacy policy at https://stripe.com/privacy.

3.3 Other Data You Explicitly Submit

We will collect and process Personal Data whenever you explicitly provide it to us or send it as part of communication with others, e.g. in forums, chats, or when you provide feedback or other user-generated content. This data includes:

(a) Information that you post, comment or follow in any of our Content and Services;

(b) Information sent through chat;

(c) Information you provide when you request information or support from us or purchase Content and Services from us, including information necessary to process your orders with the relevant payment merchant or, in case of physical goods, shipping providers;

(d) Information you provide to us when participating in competitions, contests, and tournaments or responding to surveys, e.g. your contact details.

3.4 Your Use of the Websites

We collect a variety of information through your general interaction with the websites, Content, and Services offered by us. Personal Data we collect may include, but is not limited to, browser and device information, data collected through automated electronic interactions, and application usage data. Likewise, we will track your process across your websites and applications to verify that you are not a bot and to optimize our services.

3.5 Your Use of Services and other Subscriptions

In order to provide you with services, we need to collect, store and use various information about your activity in our Content and Services. "Content-Related Information" includes your ID, as well as information about your preferences, progress, time spent, as well as information about the device you are using, including what operating system you are using, device settings, unique device identifiers, and crash data.

3.6 Tracking Data and Cookies

We use "Cookies", which are text files placed on your computer, to help us analyze how users use our services, and similar technologies (e.g. web beacons, pixels, ad tags, and device identifiers) to recognize you and/or your device(s) on, off and across different devices and our services, as well as to improve the services we are offering, to improve marketing, analytics or website functionality. The use of cookies is standard on the internet. Although most web browsers automatically accept cookies, the decision of whether to accept or not is yours. You may adjust your browser settings to prevent the reception of cookies, or to provide notification whenever a cookie is sent to you. You may refuse the use of cookies by selecting the appropriate settings on your browser. However, please note that if you do this, you may not be able to access the full functionality of our websites. When you visit any of our services, our servers log your global IP address, which is a number that is automatically assigned to the network your computer is part of.

3.7 Third Party Services

This website uses Google Analytics / Google Maps / Google / Facebook / addyouneed / Funnell / click funnels / GHL / Hippo Video / LinkedIn / Instagram / Youtube / TikTok ("Third Party Service"). Third-Party Service uses "cookies", which are text files placed on visitors' computers, to help the website operators analyze how visitors use the site. The information generated by the cookie about the visitors' use of the website will generally be transmitted to and stored by Third-Party Service on servers. Please be aware that Company cannot or does not control the use of cookies or the resulting information by the Third Party Service.

On behalf of the website operator, Third Party Service will use this information for the purpose of evaluating the website/location/credentials for its users, in order to compile reports on website activity and to provide other services relating to website activity and internet usage for website operators.

Third-Party Service will not associate the IP address transferred any other data held by the Company. You may refuse the use of cookies by selecting the appropriate settings on your browser. However, please note that in this case, you may not be able to use the full functionality of this website.

3.8 Content Recommendations

We may process information collected under section 3 so that content, products, and services shown on the pages and in update messages displayed when launching the service can be tailored to meet your needs and populated with relevant recommendations and offers. This is done to improve your customer experience.

Subject to your separate consent or where explicitly permitted under applicable laws on email marketing, the Company may send you marketing messages about products and services offered by the Company to your email address. In such a case we may also use your collected information to customize such marketing messages as well as collect information on whether you opened such messages and which links in their text you followed.

You can opt-out or withdraw your consent to receive marketing emails at any time by either withdrawing the consent on the same page where you previously provided it or clicking the "unsubscribe" link provided in every marketing email. Notwithstanding any opt-out of promotional or marketing emails by you, we reserve the right to contact you regarding account status, changes to the user agreement, and other matters relevant to the underlying service and/or the information collected.

3.9 Information Required to Detect Violations

We collect certain data that is required for our detection, investigation, and prevention of fraud, cheating, and other violations of the applicable laws ("Violations"). This data is used only for the purposes of detection, investigation, prevention, and, where applicable, acting on such Violations and stored only for the minimum amount of time needed for this purpose. If the data indicates that a Violation has occurred, we will further store the data for the establishment, exercise, or defense of legal claims during the applicable statute of limitations or until a legal case related to it has been resolved. Please note that the specific data stored for this purpose may not be disclosed to you if the disclosure will compromise the mechanism through which we detect, investigate and prevent such Violations.

4. How We Store Data

4.1 Period of Storage

We will store your information as long as necessary to fulfill the purposes for which the information is collected and processed or — where the applicable law provides for a longer storage and retention period — for the storage and retention period required by law. In particular, if you terminate your User Account, your Personal Data will be marked for deletion except to the degree legal requirements or other prevailing legitimate purposes dictate a longer storage. All your data and credits will be lost after deletion.

4.2 Deletion of Data

In cases where Personal Data cannot be completely deleted in order to ensure the consistency of the system, the user experience, or the community, your information will be permanently anonymized. Please note that the Company is required to retain certain transactional data under statutory commercial and tax law for a period of up to ten (10) years.

If you withdraw your consent on which a processing of your Personal Data, we will delete your Personal Data without undue delay to the extent that the collection and processing of the Personal Data was based on the withdrawn consent.

If you exercise a right to object to the processing of your Personal Data, we will review your objection and delete your Personal Data that we processed for the purpose to which you objected without undue delay, unless another legal basis for processing and retaining this data exists or unless applicable law requires us to retain the data.

4.3 Location of Storage

The data that we collect from you may be transferred to and stored in a destination outside of your jurisdiction. It may also be processed by third parties who operate outside of your jurisdiction. By submitting your personal data you agree to this transfer, storing, or processing of data outside of your jurisdiction. We will take all steps reasonably necessary to ensure that your data is treated securely in accordance with this privacy policy.

5. Who Has Access to Data

5.1 The Company and its subsidiaries may share your Personal Data with each other and use it to the degree necessary to achieve the purposes listed in section 2 above. This includes our overseas offices, affiliates, business partners, and counterparts (on a need-to-know basis only). In the event of a reorganization, sale, or merger we may transfer Personal Data to the relevant or proposed transferees of our operations (or a substantial part thereof) in any part of the world.

5.2 We may also share your Personal Data with our third-party providers that provide customer support services in connection with goods, Content, and Services distributed via us. Your Personal Data will be used in accordance with this Privacy Policy and only as far as this is necessary for performing customer support services.

5.3 We may also share your information with our personnel, agents, advisers, auditors, contractors, financial institutions, and service providers in connection with our operations or services (for example staff engaged in the fulfillment of your order, the processing of your payment, and the provision of support services); persons under a duty of confidentiality to us; or persons to whom we are required to make disclosure under applicable laws and regulations in any part of the world.

5.4 In accordance with internet standards, we may also share certain information (including your IP address and the identification of content you wish to access) with our third-party network providers that provide content delivery network services and server services in connection with us. Our content delivery network providers enable the delivery of digital content you have requested, by using a system of distributed servers that deliver the content to you, based on your geographic location.

5.5 The Company may allow you to link your User Account to an account offered by a third party. If you consent to link the accounts, the Company may collect and combine information you allowed the Company to receive from a third party with information of your User Account to the degree allowed by your consent at the time. If the linking of the accounts requires the transmission of information about your person from the Company to a third party, you will be informed about it before the linking takes place and you will be given the opportunity to consent to the linking and the transmission of your information. The third party's use of your information will be subject to the third party's privacy policy, which we encourage you to review.

5.6 The Company may release Personal Data to comply with court orders or laws and regulations that require us to disclose such information.

5.7 We make certain data related to your User Account available to other users. This information can be accessed by anyone by querying your ID. At a minimum, the public persona name you have chosen to represent you are accessible this way. The accessibility of any additional info about you can be controlled through your user profile page; data publicly available on your profile page can be accessed automatically. While we do not knowingly share Personally-Identifying Information about you such as your real name or your email address, any information you share about yourself on your public profile can be accessed, including information that may make you identifiable.

5.8 The community includes message boards, forums, and/or chat areas, where users can exchange ideas and communicate with each other. When posting a message to a board, forum, or chat area, please be aware that the information is being made publicly available online; therefore, you are doing so at your own risk; and that such information can be collected, correlated, and used by third parties and may result in unsolicited messages from other posters or third parties and these activities are beyond our control. If your Personal Data is posted on one of our community forums against your will, please use the reporting function and the help site to request its removal.

6. Your Rights and Control Mechanisms

You have the right to:

(a) check whether we hold personal data about you;

(b) access any personal data we hold about you;

(d) request for the deletion of your personal data through the deletion of the user account.

The data protection laws of the European Economic Area and other territories grant their citizens certain rights in relation to their Personal Data. While other jurisdictions may provide fewer statutory rights to their citizens, we make the tools designed to exercise such rights available to our customers worldwide.

As a resident of the European Economic Area you have the following rights in relation to your Personal Data:

6.1 Right of Access

You have the right to access your Personal Data that we hold about you, i.e. the right to require free of charge (i) information whether your Personal Data is retained, (ii) access to and/or (iii) duplicates of the Personal Data retained. You can use the right to access your Personal Data through the Privacy Dashboard. If the request affects the rights and freedoms of others or is manifestly unfounded or excessive, we reserve the right to charge a reasonable fee (taking into account the administrative costs of providing the information or communication or taking the action requested) or refuse to act on the request.

6.2 Right to Rectification

If we process your Personal Data, we shall endeavor to ensure by implementing suitable measures that your Personal Data is accurate and up-to-date for the purposes for which it was collected. If your Personal Data is inaccurate or incomplete, you can change the information you provided via the Privacy Dashboard.

6.3. Right to Erasure

You have the right to obtain deletion by us of Personal Data concerning you by deleting your User Account via the support page.

As a result of deleting your User Account, you will lose access to services, including the User Account, Subscriptions, and service-related information linked to the User Account and the possibility to access other services you are using the User Account for.

We allow you to restore your User Account during a grace period of 30 (thirty) days from the moment you request deletion of your User Account. This functionality allows you not to lose your account by mistake, because of your loss of your account credentials or due to hacking. During the suspension period, we will be able to finalize financial and other activities that you may have initiated before sending the User Account deletion request. After the grace period, Personal Data associated with your account will be deleted subject to section 4. above.

In some cases, deletion of your User Account, and therefore Personal Data deletion, is complicated. In some cases, considering the complexity and number of the requests, the period for Personal Data erasure may be extended, but for no longer than two further months.

6.4 Right to Object

When our processing of your Personal Data is based on legitimate interests according to Article 6(1)(f) of the GDPR / section 2.c) of this Privacy Policy, you have the right to object to this processing. If you object, we will no longer process your Personal Data unless there are compelling and prevailing legitimate grounds for the processing as described in Article 21 of the GDPR; in particular, if the data is necessary for the establishment, exercise, or defense of legal claims.

You also have the right to lodge a complaint at a supervisory authority.

7. Children

The minimum age to create a User Account is 18. the Company will not knowingly collect Personal Data from children under this age. Insofar as certain countries apply a higher age of consent for the collection of Personal Data, the Company requires parental consent before a User Account can be created and Personal Data associated with it is collected. The Company encourages parents to instruct their children to never give out personal information when online.

8. Contact Info

You can contact the Company's data protection officer at the address below.

While we review any request sent by mail, please be aware that to combat fraud, harassment, and identity theft, the only way to access, rectify or delete your data is through logging in with your User Account.

Attention: Privacy Officer

9. Revision Date

If you were a user before the Revision Date, it replaces the existing Privacy Policy. The Company reserves the right to change this policy at any time by notifying the users of the existence of a new privacy statement. This policy is not intended to and does not create any contractual or legal rights on or behalf of any party.

At Site we value our website users and respect your concerns about the privacy of your personal information and data security. Our Privacy and Security Policy (the “Privacy Policy”) is intended to protect your privacy and provide you with a safe and secure experience in using our website. Throughout this policy, the terms “we”, “us” and “our” refer to Site.

This Privacy Policy applies to information we collect (i) on this Website; (ii) in e-mail, text, and other electronic communications sent between you and this Website; (iii) when you interact with our advertising and (iv) applications on third-party websites and services if those applications or advertising include links to this Policy.

Information We Collect

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“Personal Information”). we have collected the following categories of Personal Information from consumers within the last twelve (12) months:

10. Personal information does not include

- Publicly available information from government records.

- Deidentified or aggregated consumer information. Information excluded from the CCPA’s scope, such as health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA)

- personal information is covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA), and the Driver’s Privacy Protection Act of 1994.

We obtain the categories of personal information listed above from the following categories of sources: (i) directly from you (e.g., from forms you complete or products and services you purchase); and (ii) indirectly from you (e.g., from observing your actions on our Website).

11. How We Collect Information About You

12. Cookies/Do Not Track

Some of this information may be obtained through the use of Cookies. A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser Cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website

Some browsers have a “do not track” feature that lets you tell websites that you do not want to have your online activities tracked. At this time, we do not respond to browser “do not track” signals.

13. Use of Personal Information

We may use, or disclose the personal information we collect for one or more of the following business purposes:

- To fulfill or meet the reason you provided the information. For example, if you share your name and contact information to request a price quote or ask a question about our products or services, we will use that personal information to respond to your inquiry. If you provide your personal information to purchase a product or service, we will use that information to process your payment and facilitate delivery. We may also save your information to facilitate new product orders or process returns.

- To provide, support, personalize, and develop our Website, products, and services.

- To create, maintain, customize, and secure your account with us.

- To process your requests, purchases, transactions, and payments and prevent transactional fraud.

- To provide you with support and to respond to your inquiries, including investigating and addressing your concerns and monitoring and improving our responses.

- To personalize your Website experience and to deliver content and product and service offerings relevant to your interests, including targeted offers and ads through our Website, third-party sites, and via email or text message (with your consent, where required by law).

- To help maintain the safety, security, and integrity of our Website, products and services, databases and other technology assets, and business.

- For testing, research, analysis, and product development, including developing and improving our Website, products, and services.

- To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.

- As described to you when collecting your personal information or as otherwise set forth in the CCPA.

- To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by the Site about our Website users is among the assets transferred.

The Site will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.

14. Sharing Personal Information

We may disclose your personal information to a third party for business purposes. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract. We may also share your information with advertisers to provide offers that may be of interest to you. In the preceding twelve months, we have not sold any personal information.

15. Your Rights and Choices

View your profile and update or correct any personal information we may have on you. If you wish to withdraw consent to use of your data, please contact us. Please note, we will not discriminate against you for electing to withdraw consent to the use of your data.

16. Data Retention and Security

You acknowledge and agree that we may retain your information indefinitely. We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. We use encrypted email services for communications with you and store your information with Google Cloud Services, which provides commercially reasonable measures to protect the security of this information.

The safety and security of your information also depend on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.

Please be aware that, although we endeavor to provide reasonable security for user personal information we process and maintain, no security measures can guarantee the absolute safety and prevent all potential security breaches

17. Changes

From time to time, we may change this privacy policy to accommodate new technologies, industry practices, regulatory requirements, or other purposes. We will provide notice to you if these changes are material on our Website and, where required by applicable law, we will obtain your consent. For your information, the date this policy was last updated is listed at the top of this page.

18. Children’s Privacy

This Website is only available to users 18 and over. If you are under the age of 18, please do not provide personally identifiable information of any kind whatsoever.

TERMS AND CONDITIONS

1. Acceptance and changes

Because this page contains legal obligations (including limitations on liability, arbitration provisions, and a class action waiver among other terms), please read them carefully. By accessing, viewing, or using any of our services, (i) you acknowledge that you have read, understand, and agree to be bound by and subject to these Terms of Service (and our Privacy Policy) unless separate terms are offered by you in writing and accepted in writing by the Site and ii) you represent and warrant that you are of legal age and not prohibited by law from accessing or using the goods offered herein. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services.

We reserve the right, in our sole discretion, to change these Terms of Service at any time by posting revised terms on the site. Notice of these changes will be posted on the homepage of this Website and the revised Terms of Service will take effect seven (7) days after their publication on the Service. In the event, we make material changes to the Terms of Service we will also notify you via email at the address we have on file. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

2. Modifications to website and prices

The information on the Site does not constitute a binding offer to sell the courses and products described on the site or to make such products available in your area. We reserve the right at any time after receipt of your order to accept or decline your order, or any portion thereof, at our sole discretion, even after your receipt of an order confirmation or after your credit card has been charged. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e-mail address provided at the time the order was made.

You may only watch the Site courses for your own personal use and may not resell or display them to third parties. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to violate these Terms of Service. The prices displayed on the site are quoted in U.S. dollars or Euro and are intended to be valid and effective. In the event a product is listed at an incorrect price, we have the right to refuse or cancel orders placed for the product listed at the incorrect price, regardless of whether the order has been confirmed or your credit card charged. If your credit card has already been charged for the purchase and your order is canceled, we will issue a credit to your credit card account.

Prices for our services are subject to change without notice. We reserve the right at any time to modify or discontinue the Site (or any part or content thereof) without notice at any time. We shall not be liable to you or to any third party for any modification, price change, suspension, or discontinuance of the Site.

We reserve the right but are not obligated to limit the sales of our products or services to any person, geographic region, or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at any time without notice, at our sole discretion. We reserve the right to discontinue any product at any time. Any offer for any product or service made on the Site is void where prohibited.

3. Sales policy

Unless an offer on the site expressly provides otherwise, all sales are final and no refunds will be issued whatsoever.

4. Your obligations

You agree to provide current, complete, and accurate purchase and account information for all purchases made. You agree that you may only use the Site if you are thirteen (13) years of age or older.

In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the website or its content in a manner that involves the misuse of the Site. You acknowledge and understand that “misuse” of the Site includes, but is not limited to using it in any manner that (i)interferes with other’s use of the Site or with the Site’s ability to provide the website; (ii) infringes the copyright, trademark or any intellectual property right, discloses a trade secret or confidential information in violation of a confidentiality or non-disclosure agreement; (iii) is fraudulent, contains defamatory or illegal information, images, materials or descriptions or otherwise violates any international, federal, provincial or state regulations, rules, laws, or local ordinances; (iv) slanders, defames, harasses, stalks, threatens or otherwise violates the legal rights of others or is invasive of another’s privacy rights; (v) involves spam, phishing, pharming, pretexting, spidering, crawling, or scraping; (vi) encourages any conduct that would constitute a criminal offense or that gives rise to civil liability; (vii) uses the Site on a device without permission, regardless of whether it is a stolen, lost or unauthorized device; (viii) involves reselling any part of the Site to any other individual or entity; or (ix) disseminates viruses or other computer code, files or programs that interrupt, destroy or limit the functionality of any computer software or hardware.

5. Third-party services

Certain content, products, and services available via our Service may include materials from third parties – including third-party tools. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, apps, or for any other materials, products, or services of third parties.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites and any apps. Please review carefully the third-party’s policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third party.

6. User comments, feedback, and other submissions

If at our request, you send certain specific submissions or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, ‘comments’), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments. We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion is unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene, or otherwise objectionable or violates any party’s intellectual property or these Terms of Service.

You agree that your comments will not violate any right of any third party, including copyright, trademark, privacy, personality, or other personal or proprietary rights. You further agree that your comments will not contain libelous or otherwise unlawful, abusive, or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Site or any related website or app. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third party.

7. Intellectual property

All content on the Site (including, without limitation, text, design, graphics, logos, icons, images, audio clips, downloads, interfaces, code, and software, as well as the selection and arrangement thereof), is the exclusive property of and owned by the Site, its licensors or its content providers and is protected by copyright, trademark and other applicable laws. You may access, copy, download and print the material contained on the site for your personal non-commercial use, provided you do not modify or delete any copyright, trademark, or other proprietary notice that appears on the material you access, copy, download, or print. Any other use of the content on the site, including but not limited to the modification, distribution, transmission, performance, broadcast, publication, uploading, licensing, reverse engineering, transfer or sale of, or the creation of derivative works from, any material, information, software, products or services obtained from the site, or use of the site for purposes competitive to the Site, is expressly prohibited. The Site, or its licensors or content providers, retain full and complete title to the material provided on the site, including all associated intellectual property rights, and provide this material to you under a license that is revocable at any time in our sole discretion.

Trademarks, logos, and service marks displayed on the Site are registered and unregistered trademarks of the Site, its licensors or content providers, or other third parties. All other trademarks, logos, and service marks are the property of their respective owners. Nothing on the Site shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, logo, or service mark displayed on the site without the owner’s prior written permission, except as otherwise described herein. The Site reserves all rights not expressly granted in and to the site and its content. This site and all of its content, including but not limited to text, design, graphics, logos, icons, images, audio clips, downloads, interfaces, code, and software along with the selection and arrangement thereof, is protected as a compilation under the international copyright laws.

8. DMCA Notice

If you believe that the Site display copyrighted material that you own without your permission, please reach us out asap using the contact details provided.

9. Foreign users

The Site makes no representation that materials on this website are appropriate or available for use in other locations. If you access this website from outside the UK, please understand that this website may contain references and/or links to products and services that are not available or are prohibited in your jurisdiction. Any user who is a resident of a foreign country agrees that (i) they have voluntarily sought and established contact with the Site, (ii) they will not use, transmit, disseminate or upload any material, content, that would violate any applicable local, state or national laws or regulations of the foreign member’s country of residence; (iii) under no circumstance shall the Site be deemed liable under any laws other than the UK; (iv) his or her participation is governed by UK law and subject to the arbitration and venue provisions stated herein; and (v) consent to having their data processed in the UK.

10. Disclaimer of warranties; limitation of liability

This site is provided “as is” and “as available” basis. The Site makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk. To the full extent permissible by applicable law, The Site disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. The Site does not warrant that this site, its servers, or e-mail sent from the Site are free of viruses or other harmful components. The Site will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages

In no event shall the Site or any of its affiliates, officers, directors, employees, or agents be liable (whether in an action arising from contract or tort) for

(I) indirect, incidental, special consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses (even if the Site has been advised of the possibility of such damages), resulting from any other matter relating to this Site and/or goods and services offered thereby, (ii) any disclosure of information provided to the Sites(even if such disclosure is caused by the negligence of the Site), except to the extent that such improper disclosure is directly caused by the intentional misconduct or gross negligence of Sites. (iii) statements or conduct of any third party on the site; (iv) the occurrence of a force majeure event including, acts of nature, forces, or causes beyond our reasonable control, including, without limitation, internet failures, equipment failures, electrical power failures, governmental actions, orders of domestic or foreign courts or tribunals; riots, acts of war, terrorism, insurrection, rebellion or embargo; or credible threats of any of the above; and/or (v) any other matter relating to the site however caused and on any theory of liability (including negligence).

In no event shall the Site’s total liability to you for all damages, losses, and causes of action whether in contract, tort (including but not limited to, negligence) otherwise, exceed the lesser of the amount paid for any service in question or fifty U.S. Dollars ($50). The foregoing limitations shall apply notwithstanding any failure of essential.

Purpose of any limited remedy. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, our liability in such jurisdiction shall be limited to the maximum extent permitted by law.

11. Indemnification

You agree to indemnify, defend and hold harmless the Site and its affiliates and their officers, directors, employees, contractors, agents, licensors, service providers, subcontractors, and suppliers from and against any and all losses, liabilities, expenses, damages, and costs, including reasonable attorneys’ fees and court costs, arising or resulting from your use of the site and any violation of these Terms of Service. If you cause a technical disruption of the site or the systems transmitting the site to you or others, you agree to be responsible for any and all losses, liabilities, expenses, damages, and costs, including reasonable attorneys’ fees and court costs, arising or resulting from that disruption. The Site reserves the right, at its own expense, to assume exclusive defense and control of any matter otherwise subject to indemnification by you and, in such case, you agree to cooperate with the Site in the defense of such matter.

12. Termination

The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes. These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.

If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).

13. Dispute resolution

Any dispute, controversy, or other claim arising out of this Agreement shall be conducted in English, governed by, construed and enforced in accordance with the laws of the United Kingdom, as it is applied to agreements entered into and to be performed entirely within such jurisdiction.

To the extent you have in any manner violated or threatened to violate the Site and/or its affiliates' intellectual property rights, The Site and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the State of , and you consent to exclusive jurisdiction and venue in such courts.

Any other disputes will be resolved as follows:

For all disputes you may have, you must first give the Site an opportunity to resolve the dispute by providing written notification to the contacts provided stating (i) your name, (ii) your address, (iii) a written description of your Claim, and (iv) a description of the specific relief you seek. If the Site does not resolve the Dispute within 120 days after it receives your written notification, you may pursue your dispute as set forth.

Failing that, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: London, United Kingdom. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: London, United Kingdom, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

14. Entire agreement

The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision. These Terms of Service and any policies or operating rules posted by us the Site or in respect to the Site constitutes the entire agreement and understanding between you and us and govern your use of the Site, superseding any prior or contemporaneous agreements, communications, and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service). Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.

In the event that any provision of these Terms of Service is determined to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.

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